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Find out if now is the right time to refinance! You may be able to lower your monthly payments or reduce the time it takes to pay off your loan. You may also be able to save even more if you use your refinance proceeds to pay off credit card or other installment debt, since mortgage interest is usually 100% tax-deductible, and interest on consumer debt is not.. Here are some important reasons to consider refinancing:
- Get a lower mortgage rate and reduce interest costs
- Convert an adjustable rate mortgage to a secure, fixed-rate mortgage
- Combine your first and second mortgages into one mortgage with a lower rate
- Get cash for family wants and needs
- Guidance and advice from an experienced loan professional
- Easy application process APPLY TODAY!
- Complete Intake
- Submit proof of income; (pay stubs, rental, child support, alimony, retirement, social security, etc.)
- Mortgage Statement
- Homeowner’s insurance (coverage page)
- Real Estate tax bill
- Two years of Federal tax returns
(All products contingent upon credit and subject to change at anytime without notice)