Loan Programs

SNHS offers mortgage products for all income ranges throughout Massachusetts.

Products Available:

  • Flexible Lending products
  • Automated underwriting for eligible borrowers
  • Section 8 to Homeownership Loans
  • Down payment & closing cost assistance
  • Cash out refinance available

(All products contingent upon credit and subject to change at anytime without notice)

Other Services:

  • Free Foreclosure Prevention/Intervention Counseling – Get help now before it is to late – CALL TODAY
  • Free Homebuyer Education Classes offered in English and Spanish
  • Free Financial Fitness Classes & technical assistance for those unable to get pre-approved
  • Free Short and long term credit counseling for those unable to get pre-approved

Tips & Facts About Mortgages

Loan Program Advantages
Fixed Rate Mortgages

  • 30 year fixed
  • 15 year fixed
  • Monthly payments are fixed over the life of the loan
  • Interest rate does not change
  • Protected if rates go up
  • Can refinance if rates go down