SpringfieldNHS  has offered a wide variety of loan products to address the home financing needs of the community since 1978. Currently, the agency is focused on giving these same opportunities to just about anyone…anywhere in Massachusetts.

We provide a full spectrum of mortgage loan products to potential homebuyers as well as for existing homeowners which include: Conventional fixed-Rate and adjustable-rate mortgages,

FHA loans and MassHousing loans. These products permit a broad range of households access to homeownership with either large or low down payments. These lending opportunities also help provide financing for debt consolidations, vacations, home improvements or cash for other reasons.  SNHS also makes specialized lending services available to potential and current homeowners who may not be able to obtain help elsewhere.

These services can be accessed online at www.springfieldnhs.org or by contacting Anderson Green in our office at (413) 739-4737. We are truly a “one-stop’” shopping  center.  So make no mistake, when it comes to Buying a Home…Keeping a Home…Building a neighborhood, look to SNHS.

Tickets are on sale now for our 33rd Anniversary Dinner.  This event will be held at Springfield College located at 263 Alden Street in Springfield MA on June 2nd from 6:00pm until 9:00 pm.  Ticket price is $20 and can be purchased at Springfield Neighborhood Housing at 111 Wilbraham Road in Springfield Ma.   Tickets CAN NOT be purchased at the door.  We look forward to seeing you there.

It’s that time of year. It’s Christmas time.  Time to put up decorations, trim the tree, have friends over and just celebrate the joy of the season.  But while your celebrating make sure to be safe.  This is also the time of year where if you’re not careful, that beautiful tree could cause disaster.  So below are a few tips to be aware of and practice while decorating that tree and keeping your home fire free.

• Keep trees securely upright in a stand to ensure that it will not accidentally tip over or be knocked over by children, pets, or over-enthusiastic dancing adults.
• Keep your tree away from any and all heat sources. This includes electrical outlets, radiators, space heaters, and fireplaces.
• Make sure natural trees are well watered.
• If you have purchased an artificial tree, please make sure it is labeled “fire retardant”.
• Unplug the tree lights before leaving your home or before going to bed.
• Avoid using real candles on a tree, especially if it is not artificial. Real Christmas trees contain a lot of natural oils that are very flammable, especially if the tree is dry.
• Use a maximum of three strands of tree lights on a single extension cord.
• Dispose of your tree at an appropriate recycling center promptly after the holiday season. Your community may also offer pick-up services from your home—this is also a good option

• Unplug any lighting, indoor and out, before going to bed.
• Never leave any candles unattended. It only takes a moment to light and blowout a candle. It also only takes a moment for a spark from a candle to turn into a big fire.
• Avoid using live candles (candles with a flame) on windowsills and mantles.
• Do not let pets or children chew on strands of lights meant for the tree or home décor.
• Make sure the cords used for lights and other decorations are not frayed. If they are, it is time to get rid of them. It is easier to buy a new strand of lights than to try to restore your home after a fire.
• Do not run electrical wires under rugs.
• Make sure all candles are in sturdy holders that will not tip over and are placed away from furniture and other home accessories.
• Trim candle wicks to a ¼-inch in height

Question Two would repeal an existing state law that allows a qualified organization wishing to
build government-subsidized housing that includes low- or moderate-income units to apply for a single
comprehensive permit from a city or town’s zoning board of appeals (ZBA), instead of separate permits
from each local agency or official having jurisdiction over any aspect of the proposed housing. The repeal
would take effect on January 1, 2011…

A YES VOTE would repeal the state law allowing the issuance of a single comprehensive permit to build
housing that includes low- or moderate-income units.

A NO VOTE would make no change in the state law allowing issuance of such a comprehensive permit.
Question 2 would take away opportunities for affordable housing across Massachusetts by
eliminating the main affordable housing law. VOTE NO.

Has your financial situation changed due to increased mortgage payments, job loss, divorce, medical expenses, increased taxes or other circumstances? If it has, you are not alone.


In the current economic downturn, many families find themselves facing similar situations.  However, help is available.  Whether you are in danger of foreclosure or already facing foreclosure, SNHS is a HUD approved housing counseling agency providing honest and unbiased information to troubled homeowners.  Our housing counselors can provide advice on defaults, foreclosures, and credit issues and will work with you to understand your situations and determine what options are available to you.


We understand how difficult it is to talk about this situation and we offer a compassionate, single point of contact for foreclosure prevention assistance.


Also, as a non profit agency, we are recognized as a neutral third party and often have access to resources not readily available to the public.  So, if you find yourself facing foreclosure, call us immediately.  Remember:  ”The worse thing you can do is nothing”.

There has never been a better time to buy a home in Springfield,MA..  Interest rates and home prices are at all-time lows and with a variety of property types and choices available, it just got easier to find the “KEY” to the home that’s right for you or your family.

The city of Springfield has recently formed a collaborative to help prospective homeowners.  This extensive network of Realtors, Lenders, Attorneys, Home Inspectors and nonprofits have joined together to provide critical information and incentives that will help open your door to home ownership.

In addition to down payment and closing costs incentives, an attractive home buyer tax credit can make it even more the perfect time to unlock the doors to home ownership.

As one of the partners, Springfield NHS stands ready to assist with its Home Buyer/Home Owner Education and Financial Fitness classes.  And, in addition to our HUD certified education and counseling services, we offer a number of mortgage products at all income ranges, to put you in a home at the price you want to pay.  As our Executive Director says, “If you’re not doing business with SNHS, you’re probably leaving money on the table”.

So, if you’re thinking about becoming a homeowner, check with SNHS on how the BUY SPRINGFIELD NOW program can benefit you and how we can help put you into your own home.

In 1978, facing a deteriorating housing stock in their neighborhood, a small group of residents banded together to address the problem.  They dedicated themselves to increasing the quality of life in their community through housing rehabilitation, increasing home ownership opportunity and resident empowerment.


Since that time Springfield NHS has expanded its staff, its service areas, as well as the number of services it offers, building a solid reputation for outstanding service along the way.


Over the years the agency has built an impressive record:  with over 50 houses rehabilitated, nearly 200 new homes built and hundreds of individuals counseled through home ownership problems.  However, as the times have changed, so have the challenges.


Whereas, in the beginning, the agency’s focus was on simply “bringing houses in the neighborhood up to code”, over the years that focus has grown into providing housing rehabilitation services, new home construction, mortgage products and a full range of housing related counselling services.  And now, with the economic downturn foreclosure prevention, loan modification and reverse mortgages have significantly added to the demand for the agency services.


But regardless, home ownership remains a vital part of the American dream.  So, whether you re trying to buy a house, keep your home or transform your neighborhood into a community, Springfield NHS stands ready to support you every step of the way.  


As the challenges around housing continue to change, we intend to evolve with them to ensure that you receive the kind of service you need, deserve, and that we’re committed to providing.


Our trained and dedicated staff remain committed to our basic mission of transforming families and revitalizing neighborhoods through sustainable home ownership.